Unified payments infrastructure for East African businesses. Accept M-PESA, cards, and mobile money with instant settlement and 99.9% fraud protection.
Direct connection to Visa and Mastercard rails for the highest authorization rates, with 3DS 2.0 and tokenization.
Advanced ML-driven fraud protection that stops chargebacks before they happen, scoring every transaction in real time.
Integrate once, scale forever. Our REST API supports M-PESA, cards, Airtel Money, and bank transfers through one endpoint.
Don't let clunky forms kill your sales. LumiQ's checkout is optimised for speed, supporting one-tap M-PESA payments on any phone.
No hidden fees. No setup costs.
Behind every transaction is a story. A student paying school fees, a founder scaling a dream, or a family sending support across the country.
Move money across East Africa instantly, on the rails people already trust.
A sandbox simulation of a real LumiQ Pay charge — watch the API response stream back.